(Defi) Decentralized finance: Go beyond the norm with Opticash

6 min readFeb 16, 2023

Decentralized finance, also known as DeFi, is a rapidly growing sector in the financial industry that has the potential to revolutionize the way we transact and manage our finances. With DeFi, financial services are built on blockchain technology, enabling users to transact and access financial services without intermediaries like banks and other financial institutions. This new approach to finance offers a more open, transparent, and secure financial system where users have complete control over their assets and data.

The concept of decentralized finance emerged around August 2018, a few years after the Ethereum Blockchain was launched (2015). However, the seed was planted in the 2008 bitcoin whitepaper, which outlined the blueprint for a new model for digital cash. Since then, the DeFi space has attracted the attention of a wide range of key opinion leaders, influencers, and investors.

The overall goal is to decentralize financial activities and give individuals financial control. DeFi has been reshaping the financial world, and as a result, many analysts and participants consider it to be the future

Introducing Opticash- the future of DeFi

One of the key players in the DeFi space is Opticash, a decentralized finance platform changing how people across the world transact. Opticash is also the world’s first TICT (Trade, Invest, Chat, and Transfer) platform. Its seamless process allows users to easily and quickly access various financial services, from payments to lending and borrowing, all in one place. In addition, users can also conveniently chat and transfer fiat to crypto and vice versa on Opticash. This makes it incredibly convenient for users, as they no longer need to go through multiple intermediaries or use numerous platforms to access different financial services.

Industry experts have named the platform “A Next Gen remittance solution.” This is because it provides the entire world with a powerful, seamless, and impactful fiat/crypto infrastructure that allows users to send payments across the globe in just a few steps. Opticash is also a transparent service, allowing users to track their transactions 24 hours a day, seven days a week, whether they are blockchain transactions or bank deposits/withdrawals. Furthermore, it enables people to scale their businesses by accepting Payments Worldwide securely and transparently.

Why Opticash?

● The global digital payments transactions were valued at over $8 Trillion in 2022 alone. One of the major factors driving the market growth is the worldwide upsurge in customer preference for real-time payments. However, if not for DeFi platforms like Opticash, these transactions would be limited to traditional and centralized monetary systems that are subject to extensive slow, opaque, and expensive regulations.

● People believe cryptocurrency is the future of finance and see it as a path to a more equitable financial system.

● The rise of the crypto economy promises a world where everyone can access transparent and secure financial systems. However, this future is not guaranteed; a bridge to this new world must be built.

● Opticash is the bridge that lays out an alternative vision for the future economy. Its innovative payment mechanism is fully compatible with programmability, composability, and tokenization, allowing faster, safer, and cheaper payments and settlement within and across borders.

Opticash Smart Features

● TICT (Trade, Invest, Chat, Transfer)

  1. Opticash is an all-in-one platform allowing users to come with fiat money and do TICT.
  2. Users of Opticash have complete control over the protocol.

● OffRamp-OnRamp Solution

  1. Opticash’s leading payment infrastructure connects traditional finance to leading and emerging blockchains, transforming how businesses and individuals send and receive money globally.
  2. Opticash bidirectionally connects the Crypto Highway and the Fiat Highway.

● International Business Expansion

  1. Users can now quickly expand their businesses across the globe without worrying about payment. There is no need to consider currency exchange costs or time.
  2. They also have access to a global talent pool for low-cost production.

● Transparency

  1. More transparency into money movements with a fully auditable and valid ledger of transactions verified by supportive chain consensus mechanisms.
  2. Businesses cannot function without transparency, and financial transactions are no exception. So, Opticash ticks this box effortlessly.

● Cost and time efficient

  1. With simple onboarding, you can get started as soon as possible.
  2. You can get more cryptocurrency for your money with low commission fees and instant payouts.
  3. Opticash lets users send payments globally quickly and at the lowest possible cost.

● Smart trading options

  1. An automated interface that is simple to use, with no minimum balance.
  2. Withdraw crypto and fiat whenever you want. There is no lock-in period.
  3. Directly trade cryptocurrencies from a non-custodial, multi-token wallet.
  4. Earn, borrow, trade, and hold cryptocurrency on the same platform.

● Genuine tokens only

  1. Buying and exchanging cryptos has never been easier. Choose your favorite cryptocurrency, buy it right away, convert it to EUR/USD, and withdraw it into your personal bank account.
  2. The Opticash research team examines tokens using specific parameters to determine their authenticity. So, you are sure of bankable tokens only.

● Security

  1. Cloud-based secure network with integrated cyber security policy aligned with blockchain’s promise of trustless security applied to the ownership or exchange of nearly any asset.
  2. Opticash smart contracts are 100% security audited to protect clients from external risk factors.
  3. The Opticash system is based on secure information encryption, effectively preventing hackers and identifiable information.

Furthermore, Opticash transactions outperform traditional banking in terms of regulations, the ability to track your money, transaction cost, transaction time, and weekend/holiday support.

OptiCash Token Ecosystem

● $OPCH is the Opticash ecosystem’s native ERC20 token, built on the Ethereum blockchain.

● The private sale is currently running at $0.10, and the presale will begin at $0.15 in the coming month.

● The token’s total supply is fixed at 1 billion at the creation time, distributed to 8 buckets (separate contracts).

● To ensure fair distribution and avoid market dumping, each bucket has its own vesting logic.

● The Token contributes to the Opticash ecosystem by encouraging community and investor participation in order to keep the project well-funded and distributed.

In conclusion, the future of decentralized finance looks bright, and Opticash is at the forefront of this revolution. With its seamless process, cheap to use, and safe for users, Opticash makes it easier for people worldwide to access and manage their finances.

With its cutting-edge and one-of-a-kind product offerings, Opticash hopes to capture the global remittance market, which is expected to reach $1,200 billion soon.

It anticipates that nearly 10,000 users will actively use the service very soon and that the token price will rise to $1, bringing the overall project valuation to $1 billion.

Visit opticash.io or join our community to learn more.




Opticash is a web app that allows users to send fast payments worldwide using blockchain technology.